Did you know that studies have shown that talking on a cellular phone while driving can distract the driver as much as being drunk? Good drivers keep their eyes on the road at all times and are aware of all their surroundings, using a cellular telephone in any way (talking, texting ,emailing, etc) while driving takes the drivers attention off the road.

It has been shown that cell phone distraction extends a drivers reaction time as much as having a blood alcohol concentration at the legal limit of .08 percent*. It has been said that at any given moment 3% of all drivers are talking on cellular telephone.  These statistics make for scary highways.

Text messaging is just as dangerous, if not more so.  Drivers who send/receive text messages while driving take their eyes off the road for 4.6 seconds out of every 6 seconds. That adds up to the driver having his/her eyes off the road for over 45 seconds of every minute***. Yikes.

This issue is so important that President Barrack Obama, as of December 30, 2009, signed executive papers passing a law that federal employees are not to engage in text messaging while driving government-owned vehicles or with government-owned equipment. Because of the dangers associated with cellular phone use in automobiles, the following states have banned hand-held cellular phone use completely while driving: California, Connecticut, New Jersey, New York, Oregon, Utah, Washington, and the District of Columbia.

“What does this mean as far as car insurance goes?” you are probably wondering.  Well, if you get into an accident while on your cell  phone and receive a ticket, your insurance premiums will increase. (You can also get a ticket in the aforementioned states for just talking on a hand-held phone while driving.)  High risk drivers often have a difficult time finding car insurance for a lower price.

The easiest way to avoid the pitfalls of talking and/or text messaging while driving is to simply not do it.  It is not safe and it is not worth it.  It takes your eyes and attention of the road; where it needs to be.  When drivers do not keep their eyes on the road it makes it harder for all of us to find addordable car insurance. 

Here at Certified we want you to be well informed and we always want you to get the best low cost auto insurance quotes online.  To get find the best car insurance quotes we recommend that you compare free quotes online.  The more free car insurance quotes you get, the more likely you will be to the best coverage at a cheap price.

Thank you for using CertifiedCarInsurance.com.

* (University of Utah) study
**The National Highway Traffic Safety Administration (NHTSA)
*** Federal Motor Carrier Safety Administration